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  • chinaeducenter.com |
  • Updated: Nov 16, 2018

Insurance in China

It is required by the Ministry of Education in China that insurance is required for all foreign students who pursues higher education in China for a period over 6 months. Students can purchase their insurance either from their own country or from the university admission office during registration. Many universities do require students to purchase the foreign students overall insurance plan in China.

International Students Overall Insurance Plan in China

Take Ping An Life Insurance Company, one of the major insurance companies in China, as an example. It provides a comprehensive insurance and protection scheme for foreigners staying in China. The insurance premium is RMB 300 per half year (one semester). The liability for death + accidental disability coverage is RMB 100,000. The medical treatment for accidental injury coverage is RMB 20,000. The hospitalization medical treatment insurance coverage is RMB 400,000.

Other types of insurance for international students in China

1) Travel Insurance
2) Student Health Insurance
3) Emergency Insurance

Travel insurance is suitable for students who study less than a period of 6 months. For students who are going to study in China for more than 6 months, they should have emergency insurance or student health insurance. If students would like to choose a plan which covers outpatient in China, insurance premium will be largely increased. In fact, physical consultation is actually quite cheap in China.

In order to purchase the right insurance, students should carefully read the restriction / exception clauses in the insurance policy. Students should also carefully consider their insurance needs, especially the thoroughness of the coverage.


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Huangpu district, Guangdong Development District

Major Events

  • Nano Today Conference

    The 7th Nano Today Conference was held in Guangzhou's Huangpu district from Nov 16 to 18 to discuss the latest research progress, achievements and development trends in the nano science and technology sector.

  • 2021 Global Mayors' Forum

    Modernizing Urban Governance with New Technologies and New Infrastructures was one of six sub-forums of the 2021 Global Mayors' Forum that took place in Guangzhou both online and on-site on Nov 12.

  • 4th Intl Conference on Nanomedicine takes place in Huangpu

    The 4th International Conference on Nanomedicine was held on Nov 13 and 14 with Guangzhou's Huangpu district being one of the host venues.

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